A credit card without credit record offers everyone the convenience of plastic money, regardless of age or credit rating. The credit card on a credit basis is open to everyone. In order to provide you with optimal information, we have developed a credit card without a credit record comparison for a good overview with our financial editors and experienced experts. If you would also like to read more about the topic or are interested in specific aspects, you can find a comprehensive guide under the comparison. Find the best credit card without credit record for you now and apply for it directly online!
The credit card without credit record at a glance
- Works as a pure prepaid card.
- Can also be used by consumers with poor credit ratings.
- Suitable for minors
- Fills all the functions of a classic credit card after being charged.
A credit card without credit record works like a prepaid card for a cell phone. First a credit is posted on it, then it can be used. Since no credit is drawn on, this card can be used not only by consumers with poor credit ratings, but also by minors. More and more young people go on vacation without parents. A credit card is the safer alternative to cash.
Is there the best free credit card without credit record?
This question must be answered in the negative with regard to physically existing credit cards. Only virtual credit cards without credit record are available free of charge. The price range is wide, however, the credit card without credit record check shows the cheapest providers. Credit card issuers are financed in part from the interest incurred when the open balance is paid in installments. Since these are not required for a prepaid card, they charge an annual fee.
There is one exception, however. Some credit cards without credit record waive the annual fee for young cardholders. Depending on the provider, this is only calculated from the age of 18 or 21.
The two most important criteria for a credit card without credit record
- Low annual fee
- High number of free cash withdrawals at ATMs
Apply for the best credit card without credit record – how it works
If you want to apply for a credit card without a credit check, you should first get an overview of our credit card without a credit record comparison. The order can then be placed on the provider’s homepage. The data is recorded directly on the screen. The delivery is very quick, since the credit record request and the credit check are omitted.
The credit card without credit record check
The most important decision criterion for a credit card without credit record is without a doubt the price. The lower this is, the better the card is. The available credit credit cards hardly differ in terms of services. However, it is important to take a look at the fees that are incurred for cash disposals. Not all cards offer the option of withdrawing money from an ATM in the eurozone at no additional cost.
Anyone can apply for a credit card despite credit record. The cards offer optimal protection against misuse, since misuse is only possible up to the amount of the credit. With regard to the annual fee, however, a comparison is necessary because there is a considerable range here.